MapleCalcs logoMapleCalcs · Canadian money calculators EN | 繁體中文

Probate Fees Calculator — Every Province

The same estate pays wildly different probate fees depending on where you live: $0 in Manitoba, $525 flat in Alberta, five figures in Nova Scotia, Ontario or BC. Pick your province, enter the estate value, and see your fee — and what all thirteen jurisdictions would charge on the same estate.

How much of your estate needs probate? → Read the probate fees decision guide.
Only assets passing through the will. Joint property and accounts with named beneficiaries (RRSP, TFSA, insurance) bypass probate. Real estate usually counts net of its mortgage.
Estimated probate fee $—
Effective rate
Cheapest province on this estate
Most expensive province

The same estate, all 13 jurisdictions

How each province charges

Probate fees — Ontario calls its version the Estate Administration Tax — are provincial court fees on the value of the estate passing through the will. The structures fall into four families:

Percentage above an exemption — ON: 1.5% over $50,000 · BC: 0.6% on $25–50K + 1.4% over $50K (+ $200 filing)
Pure percentage — SK: 0.7% · NB: 0.5% · NL: 0.6% + $60 · NS: tiers, then $16.95/$1,000 over $100K · PEI: tiers, then 0.4%
Flat caps — AB: $35–$525 max · YT: $140 · NWT/NU: ≤ $435 (nominal court tariffs)
Zero — MB: eliminated Nov 2020 · QC: notarial wills skip probate (non-notarial ≈ $211 court verification)

The differences compound with estate size. Alberta's cap means a $30-million estate pays the same $525 as a $300,000 one; Nova Scotia's marginal $16.95 per $1,000 is the country's steepest and keeps running with no ceiling. This is why identical financial lives produce five-figure differences in estate costs purely by postal code — and why probate planning is a big industry in Ontario and BC and nearly irrelevant in Alberta and Manitoba.

Worked example: a $750,000 estate coast to coast

JurisdictionHow it's computedFee
Nova Scotia$1,002.65 + $16.95 × 650$12,020
Ontario($750,000 − $50,000) × 1.5%$10,500
British Columbia$150 + $9,800 + $200 filing$10,150
Saskatchewan$750,000 × 0.7%$5,250
Albertaflat bracket, over $250,000$525
Manitobafees eliminated Nov 2020$0

Same estate, a $12,000 spread. And note what the fee is charged on: only the probatable estate. A $750,000 net worth where the house is jointly owned and the RRSP and TFSA have named beneficiaries might probate only $200,000 — turning Ontario's bill from $10,500 into $2,250. The composition of the estate matters as much as the province.

Probate questions, answered

Which assets have to go through probate?

Assets in the deceased's name alone with no beneficiary: solely-owned real estate, bank and non-registered accounts, vehicles. Bypassing probate: anything with a valid beneficiary designation (RRSP, RRIF, TFSA, insurance, pensions) and joint-tenancy property. Real estate usually counts net of its mortgage.

Which province is highest? Lowest?

Highest: Nova Scotia ($16.95/$1,000 above $100K), then Ontario (1.5%) and BC (1.4% + $200). Lowest: Manitoba ($0 since Nov 2020), Quebec notarial wills ($0), Alberta (capped at $525).

Is probate a tax on beneficiaries?

No — it's paid by the estate before distribution, and Canada has no inheritance tax. The bigger cost at death is usually income tax on the final return: deemed disposition of capital gains and RRSP/RRIF income inclusion often dwarf probate by 5–10×.

How do people legally reduce probate fees?

Beneficiary designations on all registered accounts and insurance; joint tenancy with a spouse on the home; multiple wills in Ontario and BC for private company shares; a notarial will in Quebec; alter-ego or joint-partner trusts after 65. Each has trade-offs — adding adult children as joint owners can trigger capital gains, creditor exposure, and family disputes.

Why does Manitoba charge nothing?

Manitoba eliminated probate charges on November 6, 2020 (previously $70 + 0.7%). Estates still go through the process and pay small filing fees, but the value-based fee is gone.

What about property in another province?

Probate is granted where the deceased lived, but real estate elsewhere may need a resealing or ancillary grant in that province — and its fees can apply to that property. Out-of-province cottages are the classic double-probate trigger.

More Canadian money calculators

Mortgage Renewal Calculator → See your new payment and interest cost at renewal. Mortgage Penalty Calculator (IRD) → Estimate the cost of breaking your mortgage early. CPP Breakeven Calculator → Compare lifetime CPP totals at 60, 65, and 70. OAS Clawback Calculator → See your OAS recovery tax and reduced monthly payment.